Home Affordable Foreclosure Alternatives (HAFA)
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Home Affordable Foreclosure Alternatives Program … Are You Eligible?

Home Affordable Foreclosure Alternatives Program … Are You Eligible?

The Home Affordable Foreclosure Alternatives (HAFA) Program is the government’s newest tool to help homeowners avoid foreclosure. HAFA provides incentives for lenders and homeowners to carry out a short sale or deed-in-lieu of foreclosure.

Are you eligible? Take this short survey to find if you might be:
1. Do you have a documented financial hardship?
Not Sure
2. Have you purchased a new house within the last 12 months?
Not Sure
3. Is your first mortgage unpaid principal balance less than $729,750?
Not Sure
4. Did you obtain your mortgage on or before January 1, 2009?
Not Sure

5. Have you been convicted within the last 10 years of felony larceny, theft, fraud, forgery, money laundering or tax evasion in connection with a mortgage or real estate transaction?
Not Sure

Contact Chris McAleer an advance CDPE member in order to review your survey results together to determine the likelihood of your eligibility .*
How to Recognize a Mortgage Scam
You might be a victim of a scam if:
  • You are told you will get a federal incentive to walk away from your mortgage
  • You are asked to pay upfront for counseling
  • You are pressured to sign papers immediately
  • You are asked to sign your house over to a company or person who is not working with your mortgage company
  • You are asked to make a mortgage payment to someone other than your mortgage company without their approval
  • You are guaranteed a successful short sale or mortgage modification
  • They claim to be a representative of the federal government

If you believe that you are a victim of a scam, you should contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or visit their Complaint Assistant https://www.ftccomplaintassistant.gov .
*The information provided in this webpage is based on government documents, which are subject to change. Therefore, the Distressed Property Institute, LLC, and the agent featured on this page, cannot be held responsible for the accuracy of the information provided here. This survey can help you determine the likelihood of your eligibility, but only the servicer of your loan can tell you if you qualify.





What is a CDPE®?
Learn How agents with the Certified Distress Property Expert® Designation are best suited to help distress homeowners. 

Contact This CDPE®

Chris McAleer




The above brokerage assumes no responsibility nor guarantees the accuracy of this information and is not engaged in the practice of law nor gives legal advice.

It is strongly recommended that you seek appropriate professional counsel regarding your rights as a homeowner. The above brokerage is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan.

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All information, regardless of source, is not guaranteed and should be independently verified. 
Patterson-Schwartz Real Estate
680 S. College Ave., Newark, DE 19713
Main Office Phone: 302-733-7000
Christopher McAleer
Agent Phone: 302-468-7721  
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